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Financing Your Home >Financial Help

Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.

Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?

Whatever form it takes, parents who help their children buy a home give them an incredible gift!

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Q	Which islands are considered the largest islands in the US?
A	The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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Alexandra Noriega, REALTORŽ, real estate agent and broker for Moreno Valley, Perris and Sun City California home listings, property and land for sale - NUMBER1EXPERT(tm)

Alexandra Noriega
Prudential California Realty
12125 Day St, E301
Moreno Valley, CA 92557
2901 W. MacAurthur Blvd, Santa Ana, CA 92704
Phone: 951-295-8220
Fax: 909-382-9910
Email: socaldreamhome@yahoo.com
Email: morenovalleyreo@yahoo.com
I am passionate about my career and would love to go to work for you! For over 20 years real estate has been my career. I have been a key player in Commercial, Investment, Construction and Residential transactions. The diversity of my experience has honed my many skills to assure you a smooth transaction; buying, selling, investing or exchanging. In addition to a BS degree in Business Administration, I have continued to enhance my real estate skills with education in many areas such as finance, marketing and technology, earning many awards and nominations. The Real Estate Industry has seen significant changes in the past several years and it is important to me to be on the leading edge of these changes. I take pride in my professionalism and in delivering excellent, personalized service to my clients. In addition, I enjoy volunteering to help the community in any way I can. If you have any questions or concerns, just give me a call.

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